Floodplain Zoning and Maps
The Village of Germantown is responsible for adopting and enforcing floodplain zoning regulations as set forth in Wis. Stats. 87.30. The Village's floodplain zoning regulations are used to regulate land uses, development and building construction in flood hazard areas in the village, and, maintain eligibility in the Federal government's National Flood Insurance Program (NFIP) for residents and property owners who may be affected by flood events.
FEMA Floodplain Mapping
"Flood hazard areas" are defined as those areas within the Village that are adjacent to or near rivers and streams that have a 1% chance of being inundated by flood water in a given year as a result of rain events, rapid snow melt, and/or frozen ground conditions. The 1% chance of flooding condition is often referred to as the "base" or "regional" flood, but is most commonly known as the "100-year flood".
The geographic areas within a community that are affected by the 100-year Flood are shown on a map called the Flood Insurance Rate Map (FIRM) developed by the Federal Emergency Management Agency (FEMA). The floodplain map for the Village of Germantown is comprised of twelve (12) separate map panels that cover the entire Village.
To locate your property on the Village of Germantown floodplain map, click here to get to the index to find the correct floodplain map panel that covers the area within which your property is located. Then click on the 3-digit map panel number to find the correct floodplain map panel. Form there you can zoom in-zoom out as needed. The 100-year floodplain areas are highlighted in BLUE.
For more information on floodplain mapping and what you need to do if your property is located within a floodplain, contact Community Development Department staff, or, visit the FEMA Map Center.
National Flood Insurance Program (NFIP)
Residents and property owners with property located within a floodplain are typically required by banks and other mortgage holders to purchase flood insurance. It is strongly recommended that homeowners within or near a floodplain consider purchasing flood insurance. The Village of Germantown has been and continues to be a "participating community" in the NFIP insurance program.
For more information on the NFIP insurance program and how you can obtain flood insurance, contact your local insurance agent, or, visit FEMA's Floodsmart website.